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WHO ARE WE?
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PenguinPay is a leading disruptor in the payments and point-of-sale (POS) sector, offering a bespoke, consultative approach to businesses across hospitality, retail, and e-commerce. With over 28 years of experience in IT and consulting, founder Chris Niblett has built PenguinPay with one mission: to deliver custom solutions that drive success through superior service. We don't just provide systems; we help businesses choose the right solutions that cater specifically to their needs, whether you're a restaurant, coffee shop, pub group, or multi-location enterprise.
We partner with top-tier payment providers and POS manufacturers to offer flexible, cost-effective, next-gen technology solutions designed to improve operational efficiency, security, and customer satisfaction.


WHAT WE DO
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At PenguinPay, we believe a tailored approach is the RIGHT approach!

We specialise in offering bespoke payment and point-of-sale solutions tailored to meet the unique needs of your business. Our services go beyond simply selling products - we provide consultative support to ensure the solutions we offer are the right fit for your business operations. From Fully Integrated POS systems, Card Payments , E-commerce gateways, and Virtual Terminals, we give businesses the tools they need to thrive in a competitive market.
We work with a diverse range of providers, ensuring you get options that best suit your needs and budget. Whether you’re looking for standalone solutions or an all-in-one, integrated system, PenguinPay has you covered with cutting-edge technology and unparalleled service.

HOW WE DO IT
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Step 1: Free, No-Obligation Review
We kick off with a no-obligation review of your current payment systems and POS setup. Our goal is to understand your business operations and identify any pain points or inefficiencies that could be improved with a better solution.

Step 2: Cost Analysis
Next, we perform a cost analysis that compares your existing service fees with the savings you can expect with a new provider. We take a deep dive into your costs, breaking down charges and identifying where your business can save money - helping you maximise your investment.

Step 3: Tailored Proposal & Report
Finally, we present you with a detailed report and proposal that outlines the best-fit solution for your business. This ensures you have all the information you need to make a fully informed decision.

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Our Providers and Solutions
At PenguinPay, we partner with industry-leading payment and point-of-sale providers to offer solutions that are truly tailored to your business needs. We work with a variety of partners to ensure you get the flexibility, scalability, and affordability your business deserves.

Business funding
Through our partner YouLend PenguinPay can provide your business fast, flexible funding. Traditional bank loans often don’t fit the bill because a fixed monthly payment isn’t flexible enough to meet your business needs. A more flexible financing option which adjusts to your cash flow, with repayments set as a fixed percentage of your daily card sales. Your payments are always automatically adjusted to keep things manageable for you.

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Working with multiple providers allows us to offer a consultative approach that ensures the best-fit solution for your business. We listen to your challenges, understand your pain points, and offer the most suitable options.

Complete the form below for a no-obligation review of the current services across your business today.

Contact Us